Learn with Liz- Pt. 4 The Offer

Realtor.com presents, ““The home buying process in plain English” with Elizabeth Banks part 4. Once you have finished looking and decide you have found your next home, you will need to make an offer. This video provides a quick overview of the making an offer and getting it accepted process. For more information or assistance  with this step, contact your RE LINC agent today!

 

Learn with Liz-The Search

Realtor.com presents, “The home buying process in plain English” with Elizabeth Banks part 3. Once you know what you can afford and have your pre-approval, let the search begin!

 

 

Learn with Liz-Mortgage Lending 101

Realtor.com presents, “The home buying process in plain English with Elizabeth Banks”- part 2. Let’s break down Mortgage lending. Getting a pre-approval makes you a strong buyer. Contact a RE LINC Agent today to get you started on the right path.

Knowing When You’re Ready

Thinking of buying a home? Not sure where to start?
Realtor.com presents, “Learning with Liz”
Episode 1- Knowing When You’re Ready

Tips on Preparing your Child for the Move

moving-with-children

Moving is stressful for everyone involved, but it especially difficult for children. Here are some helpful tips for a smooth transition.

 

Involve them in the house hunting.

After you have narrowed it down to your favorite houses, take your children to each home for a tour. Listen to their feedback by asking what their favorite thing about the house is.

Keep them informed

Providing your kids with information on your moving process could help elevate stress. It also will validate their importance of their approval. This should help them feel more comfortable with the move.

Celebrate

Once you have got the house, celebrate by taking the whole family out to dinner. Your kids will most likely mimic you and your behavior, so pump up the enthusiasm!

Research the new town

A new home comes with a new community. Spend some time looking up some interesting things in the new neighborhood. Make sure to focusing mainly on attractions that will appeal to your children’s interest.

Take a tour

Before the big move, you might want to consider taking your kids for a town tour. This way, they develop familiarity with the new place.

Host a Goodbye Party 

Since closure is such an important part of move for children, consider hosting a gathering for final goodbyes with family, friends, and neighbors. Be sure to take lots of pictures and exchange contact information.

Let them design their new room

Letting them contribute in the designing of their new room will peak their interest as well as make them feel at home.

Explore your new surroundings

Once you have moved into your new home, you can start your new life. Encourage your kids to be tourist and together you can find your new favorite spots.

Making sure your kids adjust to their new home? Now, that’s a smart move!

Buyers Workshop

Thinking of Buying A Home?
Be sure to attend our Home Buyer Workshop-

When: Wednesday, April 22, 2015 at 7 p.m.

Where: 283 2nd Street Pike Suite 150, Southampton, PA 19866

Get the Facts About:
-Improving your credit score and reducing debt
-Understanding the entire buying process
-Getting Pre-qualified for a mortgage
-Prepare your action steps to homeownership

Register Today!

Call-
267.243.5176
215.914.0300
Or register online-http://bit.ly/1FKXE9Y

Places you Should Never Skip While Cleaning Your Home for a Showing

Between the challenges of selling a house, it is easy to forget to clean and de-clutter certain areas of the home. A potential buyer, however, looks for a spotless and all-around organized home. Here is a list of the most commonly overlooked cleaning places you should focus on before a house showing.

The Garage
A space that is often cluttered with old paint cans, tools, and garbage cans is an eye sore. Especially if there is a family of spiders living there! Be sure to clean up before a scheduled showing.

The Backyard
A nice yard is a huge selling point for most buyers. Don’t let your beautiful yard be degraded by overgrown grass and depressing dead flowers. Rake the leaves, water and mow the lawn, replace flowers, and sweep the patio if you have one. This will help potential buyers picture themselves enjoying the lovely yard.

Bathrooms
Not only do you want your bathroom to be clean and sanitized, you should also inspect or repair facets and plumbing if need be. Broken plumbing can be troubling to many buyers as they may think it is a result of the way you cared for your house functions.

Cabinets
You may overlook your shelves and cupboards, but buyers certainly don’t. Be sure these areas are neatly organized. Get rid of unnecessary things such as old containers or cups you don’t use. Lastly, dust the shelves and items on them.

The Laundry Room
Potential buyers find laundry detergent, hangers, and laundry baskets off-putting. Try storing your cleaning supplies elsewhere and removing the hangers and baskets.

The Finishing Touches
Be sure to wipe your windows and mirrors with glass cleaner for a clean finish. Dusting end tables and vacuuming carpets will also certainly increase appeal to potential buyers.
For more information, contact your RE LINC Agent today!

Free Home Buyer’s Workshop

Home Buyer’s Workshop

HAVE YOU EVER THOUGHT OF OWNING YOUR OWN HOME? YOU CAN MAKE YOUR DREAM A REALITY!

Purchasing a home is a serious investment that requires time and planning. No matter if you are a future buyer, first time buyer or need a refresher, this seminar will focus on financial planning, credit review and repair, affordability, getting pre-qualified for a mortgage, and identifying real estate agents and home inspection companies with no cost to you!

When: Wednesday, March 11, 2015

Time: 7 p.m.

Where: 283 2nd Street Pike, Suite 150, Southampton, PA 18966

Buyer workshop 3-11

Flip with Caution!

Flip with Caution!  Avoid a Nightmare!

What is a flip?  A flipped house is usually a house that has been foreclosed on or short sold by a bank and remodeled by an investment buyer.

While these houses can be a great purchase, buyers should carefully examine and do their “due diligence” when purchasing a “flipped” home. People who flip homes are not exempt from making disclosures about the house. Disclosure rules vary by state, but there are steps to take to avoid trouble later.

Items to ask about include condition of home prior to flip, were permits obtained for work done, and was the work done by a licensed contractor. You should also ask if the contractor can provide the receipts for the work done so you can review them.

Investigate which defects were corrected and which ones were not corrected.

Ask the seller if they know any material facts about the property that you, the buyer, should be aware of.

Do not be afraid to purchase a flipped home. Just make sure that you get all the facts before signing that agreement of sale. Once satisfied, then you are ready to move into your new, beautiful remodeled home!

-Marie Roman RE LINC Real Estate Group, LLC

Just started looking? Be sure to contact a local to help assist you in your home search.

 

 

10 Ways to Prepare for Home Ownership

10 Ways to Prepare for Home Ownership

1. Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income.

2. Develop your home wish list. Then, prioritize the features on your list.

3. Select where you want to live. Compile a list of three or four neighborhoods you’d like to live in, taking into account items such as schools, recreational facilities, area expansion plans, and safety.

4. Start saving. Do you have enough money saved to qualify for a mortgage and cover your down payment? Ideally, you should have 20 percent of the purchase price saved as a down payment. Also, don’t forget to factor in closing costs. Closing costs — including taxes, attorney’s fee, and transfer fees — average between 2 and 7 percent of the home price.

5. Get your credit in order. Obtain a copy of your credit report to make sure it is accurate and to correct any errors immediately. A credit report provides a history of your credit, bad debts, and any late payments.

6. Determine your mortgage qualifications. How large of mortgage do you qualify for? Also, explore different loan options — such as 30-year or 15-year fixed mortgages or ARMs — and decide what’s best for you.

7. Get pre-approved. Organize all the documentation a lender will need to pre-approve you for a loan. You might need W-2 forms, copies of at least one pay stub, account numbers, and copies of two to four months of bank or credit union statements.

8. Weigh other sources of help with a down payment. Do you qualify for any special mortgage or down payment assistance programs? Check with your state and local government on down payment assistance programs for first-time buyers. Or, if you have an IRA account, you can use the money you’ve saved to buy your fist home without paying a penalty for early withdrawal.

9. Calculate the costs of homeownership. This should include property taxes, insurance, maintenance and utilities, and association fees, if applicable. 10. Contact a REALTOR®. Find an experienced REALTOR® who can help guide you through the process.