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Buyer workshop 3-11

Free Home Buyer’s Workshop

Home Buyer's Workshop HAVE YOU EVER THOUGHT OF OWNING YOUR OWN HOME? YOU CAN MAKE YOUR DREAM A REALITY! Purchasing a home is a serious investment that requires time and planning. No matter if you are a future buyer, first time buyer or need a refresher, this seminar will focus on financial planning, credit review and repair, affordability, getting pre-qualified for a mortgage, and identifying real estate agents and home inspection companies with no cost to you! When: Wednesday, March 11, 2015 Time: 7 p.m. Where: 283 2nd Street Pike, Suite 150, Southampton, PA 18966 … [Read More...]

Should I buy a Second Home / Vacation

Should I buy a Second Home / Vacation Home What is a Second home / Vacation Home? A second home is a vacation home, away from yours. You may not buy a “second home” down the street. Lenders have distance requirements for the second home (usually it needs to be 50 miles or more from your primary residence). Questions you should consider: 1. What is the main reason/s you want to purchase a vacation home? For you and your spouse weekend get-a-way, big family get together, Do you plan to vacation in the same place year after year? Do you plan to move to your second home when you retire? 2. How will you finance this purchase? It really matters: Can I qualify for a second home? You will need to carry two mortgage loans. This makes most lenders nervous. The qualifying procedure is similar to that of a primary residence, except that it will be tougher. The lender will charge you a higher interest and will probably ask you to put more money down. They will also want … [Read More...]

Flip house

Flip with Caution!

Flip with Caution!  Avoid a Nightmare! What is a flip?  A flipped house is usually a house that has been foreclosed on or short sold by a bank and remodeled by an investment buyer. While these houses can be a great purchase, buyers should carefully examine and do their "due diligence" when purchasing a "flipped" home. People who flip homes are not exempt from making disclosures about the house. Disclosure rules vary by state, but there are steps to take to avoid trouble later. Items to ask about include condition of home prior to flip, were permits obtained for work done, and was the work done by a licensed contractor. You should also ask if the contractor can provide the receipts for the work done so you can review them. Investigate which defects were corrected and which ones were not corrected. Ask the seller if they know any material facts about the property that you, the buyer, should be aware of. Do not be afraid to purchase a flipped home. Just make sure that you … [Read More...]